Heat 3 tablespoons olive oil in a large stock pot or Dutch oven over medium heat. Add 1 large chopped onion, 3 cloves chopped garlic, 2 chopped peppers, and 2 chopped jalapeños and season with salt and pepper. Cook, stirring occasionally, until soft and starting to soften and brown.

Add 1 pound ground turkey, 2 teaspoons chipotle chile powder, 2 teaspoons cumin, 1 teaspoon coriander, and 1 teaspoon oregano and cook, breaking up with the back of a spoon until beginning to brown. Add 3 chopped tomatoes and 1 1/2 cups broth and bring to a boil. Reduce heat, cover, and simmer until vegetables and turkey is cooked, about 30 minutes.

Add 1 can kidney beans with their juices, and 1/3 cup chocolate chips and stir until chocolate is melted. Taste and add more salt or pepper as needed.

Serve with all the toppings like grated cheese, cilantro, or sour cream if desired.